Five smart ways to use your credit card
Used in a smart way, credit cards can be a great source of rewards and additional benefits, but there are also many drawbacks of using a credit card - this article explores both scenarios so you can make an informed decision to choose which is best for you.
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Business growth – Likened to child rearing?
If you refer to your business as your "baby" there are many reasons why you may feel compelled to describe it in this way and this article explains the life cycle of business - in child-rearing terminology.
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Why do life insurance premiums increase? And how to stop it.
Very rarely will a bank or insurance company clearly show you the life time costs you can expect to pay for a life insurance policy. About 80% of life insurance policies sold in NZ are simply not designed for the long term, because premiums increase every year. The problem is as you get closer to 40 and 50 and beyond the increases get horrendous. Obviously your older and the risk is higher and banks and insurance companies don’t take any account of you being a client for many years. This article looks at your options for life insurance.
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