Five smart ways to use your credit card
Used in a smart way, credit cards can be a great source of rewards and additional benefits, but there are also many drawbacks of using a credit card - this article explores both scenarios so you can make an informed decision to choose which is best for you.
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How to prepare your business for growth
You’ve worked hard on your business and finally have made a break. It looks as though things are going to be consistently picking up from here. There are some very important things you need to consider doing to prepare your business for significant growth at this time. This article helps you navigate your business through a high growth period.
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Why do life insurance premiums increase? And how to stop it.
Very rarely will a bank or insurance company clearly show you the life time costs you can expect to pay for a life insurance policy. About 80% of life insurance policies sold in NZ are simply not designed for the long term, because premiums increase every year. The problem is as you get closer to 40 and 50 and beyond the increases get horrendous. Obviously your older and the risk is higher and banks and insurance companies don’t take any account of you being a client for many years. This article looks at your options for life insurance.
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